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Motorbike Finance for bikers with lower credit scores.

Whether you are looking for a superbike, or you're looking at financing your first 125cc, our specialist bikes team can help you get it with our motorbike finance.

We’ve provided affordable motorbike finance for people with lower credit scores for over 20 years. If that’s what you’re after, then you’ve come to the right place.

We know financial circumstances can change hugely within a short space of time. Pay rises, cleared debts, and lifestyle changes all make a significant impact on your finances. Unfortunately, credit scores can take a while to improve. We know that there’s more to a story than a number, and your current circumstances might tell a very different story to your credit score.

We can’t say we can guarantee motorbike finance with bad credit. What we can say is that at Advantage Finance, we’ll try our very best to finance your motorbike despite a low credit score. We get to know you and your current financial circumstances. We pride ourselves on being responsible lenders and will always arrange something you can afford. We can provide you with an answer in a jiffy as to how likely it is that you’ll be approved, all without leaving a trace on your current credit score.

Let’s get started

Want to find out more? Don’t hesitate to get in touch with us. With a fast application process, you'll find out quickly if we can help you and finance your motorbike.

Call us on: 01472 233 200 or email:

You can apply online here:

Apply now

How does bad credit happen?

Advantage Finance has helped thousands of people across the UK with low credit scores find their dream van. We think your current financial situation is much more important than your past one. We get that your credit score can be bad for lots of reasons. Some of the most common reasons are:

  • A non-existent credit history - you may never have taken out a loan or credit card, and always paid in cash
  • Shared credit with another person who had credit issues - meaning you’re weighed down by their lower credit history
  • Missed payments on other credit agreements
  • Historical CCJs
  • Historical Defaults
  • Credit Arrears

If any of the above applies to you – don’t panic! Our friendly team have decades of experience when it comes to getting affordable deals for customers with a lower credit score.