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What We Offer

We provide a simple Hire Purchase product that allows you to finance the purchase of new and used cars, electric vehicles, vans, motorbikes, or caravans from any FCA Accredited dealer throughout the UK.

We are a responsible lender, and we are here to find an affordable solution to meet your needs. We can say this because we pride ourselves on getting to know our customers. We know that you are unique. Even if you have past credit hiccups, no credit history at all, or have been turned down elsewhere, our approach means that we can often provide credit where other lenders won’t.

The application process is quick and simple.

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How it works

Hire Purchase (HP) is an established form of credit, ideal for financing bigger purchases. The rate of interest is fixed and there are no mileage limitations or large end of term final payments. It’s simple and easy to understand. No hidden complications.

  • Up to £20,000 of finance available
  • Repayment terms to suit you, in some cases a maximum of 72 months
  • When the last payment has been made, ownership transfers to you

Once you have chosen a vehicle and negotiated a price with a dealer, we will make all the arrangements and pay them directly. Our paperless process means that we can get everything completed quickly and easily.

If you want to switch cars sooner, we can usually help – just contact our refinance team